FIONALLY!
I’m a mortgage advisor with Empire Home Loans. I help families across California pick the right loan, understand it, and plan what comes after.
Fiona Bryan · NMLS #1812932 · Based in the South Bay, Los Angeles
My story
I’ve been helping families finance real estate since early 2019, after years in the nonprofit world. When my husband of almost 25 years (we were college sweethearts) was diagnosed with terminal cancer in 2018, a friend encouraged me to try lending, and I loved it from the start.
Raising three children through that time taught me the value of a solid plan, and that home is more than a financial asset. It’s security and stability for a family, and that’s what I bring to every client.
I’ve lived in Redondo Beach for 15 years and raised my kids here. I understand the challenges California families face when it comes to housing.
Why I put strategy ahead of rate
A good rate on the wrong loan can cost you more than a slightly higher rate on the right one. So before we talk numbers, I want to know what you’re planning for the next five or ten years.
I teach before I sell
My background is in education, and it shows. You’ll understand how your loan works and why we chose it before you sign anything.
I bring up options other lenders skip
Buying before you sell, HELOCs, the All In One Loan, reverse mortgages and physician loans all have their place. If one fits your situation, I’ll show you how it compares.
I keep planning after closing
Your loan is one part of a bigger picture. I’ll help you think through when to refinance, how to use your equity and when it might make sense to move up.
I pick up the phone
Clients and agents reach me directly, not a call center. If you have a question at any point, you’ll get an answer from someone who knows your file.
Where you’ll find me outside of work
I still give my time to the nonprofit world that shaped me. I serve on the boards of arts education organizations and am active in a number of community based organizations, including Vistas for Children and Redondo Beach Kiwanis.
Let’s talk about your plan
Tell me what you’re trying to do, and I’ll walk you through your options. No pressure and no sales pitch.
Or call me at 310-567-6988